Terms & Conditions: *Fees, terms, conditions & minimum finance amount of $100 applies up to a maximum of $30,000. Openpay funds up to $7,500 transactions. Purchases of up to $1,000 is a maximum term of 4 months. A 20% deposit is required along with a direct debit fee of $2.50 per fortnight. Transactions from $1,000 to $7,500 is a 12 or 24 month term with a 10% deposit, establishment fee of $50 applies and a $3.95 direct debit fee per fortnight. Brighte funds up to $30,000 transactions. Customer deposit is $0 and a $2 direct debit fee applies per fortnight. Term up to 5 years depending on transaction amount. For all terms and conditions, visit openpay.com.au (transactions between $100 – $7500) & brighte.com.au (up to $30,000).